Everyone plays off the LOWEST handicap. For example:
If Dan's handicap is the lowest at 9 he gets zero strokes in the skins game. If Geoff's is 24, he gets 16 strokes (25 - 9 = 16), which is one stroke on the 16 hardest holes (per the scorecard).
If you win a hole (net) you get one skin. Whatever happens before that doesn't matter... there is NO rollover (this is a change from last year).
Example:
$80 pot... first eight holes are halved... Geoff wins hole #9... he gets one skin. Faz wins hole #10 for one skin. The remaining holes are halved. Geoff gets $40 and Faz gets $40.
Sweet, I'm already up $40!
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